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Fix your computer right now - free tips and advice on how to
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computer virus protection. Once you are finished,
make sure you protect your computer from harmful viruses and spyware - learn how
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Home > PC
Clean Up > Prevent Phishing
Prevent Online Scams (Phishing)
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Phishing is a way for online thieves to con you out of your
personal and sensitive information. Phishers use spam, fake Web sites,
crimeware and other techniques to trick people into divulging sensitive
information, such as bank and credit card account details. Once they’ve captured
enough victims’ information, they either use the stolen goods themselves to
defraud the victims. Phishers send out waves of spam email that contains a
message and a link that appears to originate from a trusted and well-known
company. Many phishing emails are fake messages disguised as coming from
financial institutions. These fake messages include the company's logo and
name, and it often tries to evoke an emotional response to a false crisis.
Intentionally deceptive, the email often makes a request of the user’s personal
information. Sometimes the email directs the recipient to a spoofed Web site.
The Web site, like the email, appears authentic and in some instances its URL
has been masked so the Web address looks real. Unfortunately, so many
overly-trusting users provide their confidential information — social security
numbers, account numbers, passwords, etc. This information is instantly
captured and stolen often without the casual user knowing it. Phishing
could result in a stolen identity or even a bank account being compromised and
all the funds stolen. But, there are things you can do to prevent phishing
attacks.
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Beware - Scam Website!
Example of a Phishing Site Posing as the Official HSBC Website

A familiar but still effective phishing technique
lends a false sense of credibility to many phishing attacks: the use of "address
bar spoofing" to hide the real phishing URL. The only way to be certain is
by checking the Properties of the phishing page (by right-clicking anywhere on
the phishing page and then clicking Properties) shows that the real URL is
different from that displayed in the URL address bar.
1. Don't click on email attachments:
Most viruses and worms arrive via email attachments. Many of them are
spring-loaded to execute as soon as you click on them. Common dangerous
file extensions include - .bat, .com, .exe, .pif, .scr, and .vbs. Your
best bet is to avoid email attachments unless you know exactly what the file is.
2. Be suspicious of email return
addresses: Since phishing attacks attempt to trick you into believing
that the email is coming from a trusted source, be very suspicious of an email's
return address. Don't just assume that because the email return address in
the message header says a certain company that it is in fact from that company.
The fact of the matter is that most financial institutions do NOT email their
clients to ask for account number confirmation or social security numbers or any
other personal information.
3. Be suspicious of the email message:
Fake phishing emails will attempt to get you to type in your account
information, financial information, or personal data into an online form so that
the phisher can capture your information and then use it against you. The
message may even contain links to a counterfeit version of the company's Web
site, complete with genuine-looking graphics and corporate logos.
4. Be suspicious of the link: Phishing
emails will include a link that appears to lead you to a financial website or
other website you may do business with. Although the link looks genuine,
it is easy to disguise a link and have it deliver you to a counterfeit website
that is masuerading as your bank's website. Be suspicious of any email
asking you to re-confirm your personal or sensitive information online - even if
the website looks genuine. Tip - Banks and ISPs don't lose your
information and then send e-mail requests for you to reenter it online. Another
tip-off is that the link text and the real underlying URL don't match. Always
examine log-in Web pages and their URLs closely.
5. Don't download or install anything:
Some phishing attacks create a pop-up warning that prompts you to download a
"browser plug-in." Do not download this! Doing so can result in a
flurry of pop-ups, undesirable toolbars, a home-page hijacking, or worse.
6. Internet Explorer 7.0 anti-phishing
tools: IE 7.0 (or greater) includes anti-phishing tools. This tool is an
online filter (must be activated by the user) that verifies commonly phished
websites including Paypal, Ebay, etc. Internet Explorer will verify each
of these websites and check them against possible phishing sites. You must
have IE 7's automatic anti-phishing filter and automatic certificate revocation
enabled, for this feature to work. To determine if a website is a reported
phishing website or not, the Phishing Filter will check the address of the
website you are trying to visit on a Microsoft server to see if it’s a reported
phishing site.
Article: Think Before You Click
to Avoid Viruses and Scams -
Read PC World
article
If you have a wireless internet connection in
your home, you should check out our section on
how to secure your wireless network
for detailed instructions and advice on data encryption and wireless router
security.

Clean Up Steps:
1. Quick Fixes
2. Eliminate Spyware
3. Anti-Virus Scan
4. Set-Up a Firewall
5. Update your PC
6. Backup your Data
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